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International Investors

Premier Mortgage Solutions has assisted many property investors secure a stake in the Australian property market by providing professional investment property loan advice and support.

Alison helps to bridge the gap between international borrowers and Australian lenders Alison has a thorough working knowledge of Australian foreign investment laws and lender borrowing policies. Alison assists with your loan paperwork and answers all of your finance questions to make the process of borrowing money in Australia a simple and easy process.

Australia is an ideal country for investment because of its stable political and economic situations. Even in the present international monetary crisis, Australia still maintains stable property prices and has the world's best banking and financial systems.

Key Features

In general, the interest rates and the types of loans available are the same for foreign investors as they are for local borrowers. The major difference is that overseas borrowers will require a minimum of between 20% and 30% cash deposit (or equity in other Australian property) as well as sufficient funds to cover any Bank, Solicitor and Government costs required for the purchase of the new property.

As is the case with local borrowers, overseas borrowers also need to demonstrate the ability to service the new loan, and will be required to provide for the lenders sufficient documentation as evidence of income.


Lender Requirements

  • 3 recent payslips
  • Letter from employer stating position, length of employment, gross income, regular overtime and any allowances
  • Last 2 years personal and/or company Taxation Returns, including tax assessment notices
  • Copy of bank account records to show evidence of savings and sufficient funds to complete the transaction
  • Updated statements for all current loans
  • Copies of lease agreements for all investment properties currently owned
  • Copies of latest credit card statements
  • Proof of Identity: Certified copies of current Passport or Birth Certificate and Driver's Licence


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